College of Education

University of North Texas 

Educator Preparation Program 

Federal Loan Default Rates 

Outcome Measure: Student Loan Default Rates

A cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year, October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year. 

The U.S. Department of Education releases official cohort default rates once per year. The FY 2016 official cohort default rates were delivered to both domestic and foreign schools on September 24, 2019. 

To provide context for the Cohort Default Rate (CDR) data we include enrollment data (students enrolled at any time during the year) and a corresponding percentage (borrowers entering repayment divided by that enrollment figure). While there is no direct relationship between the timing of when a borrower entered repayment (October 1 through September 30) and any particular enrollment year, for the purpose of these data, we have chosen to use the academic year ending on the June 30 prior to the beginning of the cohort year (e.g., FY 2016 CDR Year will use 2014-2015 enrollment)

Please see the chart below for the most recently available information on UNT’s Federal Loan Default Rates: